Clayton Bank     
   
Clayton Bank
 
 

Privacy Notice
 
 
FACTS WHAT DOES CLAYTON BANK AND TRUST DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law, also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and Income
  • Account Balances and Payment History
  • Credit History and Credit Scores
How? All financial companies need to share consumer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Clayton Bank and Trust chooses to share; and whether you can limit this sharing.
 
 
 
Reasons we can share your personal information Does Clayton Bank and Trust Share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO
For our marketing purposes - to offer our products and services to you YES NO
For joint marketing with other financial companies NO We do not share
For our affiliates' everyday business purposes - information about your transactions and experiences NO We do not share
For our affiliates' everyday business purposes - information about your creditworthiness NO We do not share
For our affiliates to market to you NO We do not share
For nonaffiliates to market to you NO We do not share
 
 
 
Questions? Call 800.894.4402 to speak with a bank representative
Stop by one of our locations to speak with a bank representative
Visit us online @ www.claytonbank.com
 
Who we are
Who is providing this notice? Clayton Bank and Trust
What we do
How does Clayton Bank and Trust protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Clayton Bank and Trust collect my personal information? We collect your personal information, for example, when you
  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card
We also collect your personal information from others such as credit bureaus, affiliates or other companies.
Why canít I limit all sharing? Federal law gives you the right to limit sharing only for:
  • affiliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include:
  • American City Bank
  • Bank of Camden
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Clayton Bank and Trust does not share information with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Contact Information:
Clayton Bank and Trust
620 Market Street
Knoxville, TN 37902
865.522.2930
877.545.4937
www.claytonbank.com
Clayton Bank and Trust
101 E. Main Street
Henderson, TN 38340
731.989.2161
800.894.4402
www.claytonbank.com
Revised: 10.2013
 
   
 

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