| Description |
Automatic Transfer |
Interest Earned |
Min to Open |
Min Daily Balance |
Service Charge |
Free Product Benefits |
| Goal Savings |
YES |
Tier Structure
$25-$999.99
$1,000-$2,499.99
$2,500 or more |
$25 |
$25 in Order to Obtain the Disclosed APY |
$5 Fee in Excess of Two Withdrawals per Month |
24/7 Bank by Phone, Zero Service Charges, Zero Balance Requirements, Free Use of Dream Counter Machine, The More You Save the More You Earn (Savings Rate if Balance is less that $2,500 and MM Rate if Balance is more than $2,500) |
| Golden Savings |
YES |
Tier Structure
$100-$999.99
$1,000-$2,499.99
$2,500 or more |
$100 |
$100 in Order to Obtain the Disclosed APY |
$5 per Withdrawal Other Than in the First 10 Days of the Calendar Quarter |
24/7 Bank by Phone, Zero Monthly Service Charges, Unlimited Withdrawals During the First 10 days of Each Quarter, Free Use of Dream Counter Machine |
| Christmas Club Savings |
YES |
Calculated by the Average Daily Balance Method |
$1 |
NONE |
NONE |
Unlimited Number of Deposits, Free Use of Dream Counter Machine, Great Way to Reduce Financial Stress During the Holidays! |
| Smart KidZ Savings Club |
YES |
Calculated by the Average Daily Balance Method |
$1 |
NONE |
$1 Withdrawal Fee After First 10 Days of Each Calendar Quarter |
24/7 Bank by Phone, Zero Monthly Service Charges, Zero Minimum Balance Requirement, Unlimited Withdrawals During the First 10 days of Each Quarter, Free Use of Dream Counter Machine |
CDs and IRAs |
NO |
SUBJECT TO MARKET |
$500 |
N/A |
NONE |
Open With as Little as $500, Guaranteed Principal and Return, Automatic Renewals, 24/7 Bank by Phone, Competitive Interest Rates, Extended FDIC Insurance for Your Deposits, CDs available as IRAs |
