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Dream Checking  
We develop products and services to meet your individual, family, and business needs. 

Free Dream Checking
Totally -Free Checking – access to 8,000 ATMs FREE
Free Checks
ATM and Debit Cards
Unlimited number of checks written
24/7 account access ( Bank by phone )
Payroll and government direct deposit
ZERO minimum-balance requirement
ZERO service and teller fees
Cancelled checks Easy record keeping
Monthly statements Easy balance and control
On request Overdraft protection
FDIC extended Insurance Coverage
 
Dream Checking with Interest
Receive interest on your balance plus all Dream Checking account advantages
Free Checks
ATM and Debit Cards
Unlimited number of checks written
24/7 account access ( Bank by phone )
Payroll and government direct deposit
Zero service charge with daily balance of $1,000
Tiered interest rate On average daily balance
Minimum Opening balance $100
On request Overdraft protection
FDIC extended Insurance Coverage
 
Dream Senior Checking with Interest
All the advantages of Dream Checking with interest for those age 55 plus
Free Checks
ATM and Debit Cards
Unlimited number of checks written
24/7 account access ( Bank by phone )
Payroll and government direct deposit
Traveler checks
Minimum On average daily balance
Opening balance $100
On request Overdraft protection
FDIC extended Insurance Coverage
 
Dream Money Market Checking
A checking account with money market rates
Free ATM and Debit Cards
24/7 account access ( Bank by phone )
6 Withdrawals per month
Minimum Earn interest on average balance over $1,000.
On request Overdraft protection
FDIC extended Insurance Coverage
 
Get started now
 
Information about Fees
 
Application is subject to approval
Overdraft Protection is subject to credit approval
Fees or penalties can reduce earnings on account.
Please contact a customer service representative for further information about applicable fees and terms.
 
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Personal and Family | Business and Commercial | Clayton Banking Family | Investments and Trust
ATM and Debit Card | Bank by Phone | Calculators | Staff
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Federal Deposit Insurance Corporation Homes and Communities
Federal Deposit Insurance Corporation Homes and Communities