We are happy you have chosen us as a possible next step in your career, and trust that you will find our company as exciting as we do. We are always looking for motivated, dynamic professionals who want to advance in the banking industry.

Current Openings:

Summary:  Oversee branch activities, including teller operations, general customer service activities, loan processing, collections, personnel administration and general upkeep.

Essential Duties and Responsibilities:

• Assigns duties and work schedules to ensure efficient functioning of branch
• Trains employees in customer service and banking procedures
• Interviews customers to obtain information and explain available financial services such as savings and checking accounts, Individual Retirement Account, Certificates of Deposit, savings bonds, and securities.
• Rents safe deposit boxes, and allows customers access to safe deposit boxes
• Answers customer questions and investigates and corrects errors
• Ensures supply of money will meet business demand
• Maintains harmony among workers and resolves grievances
• Ensures security procedures are being followed
• Oversees fewer than 6 team members
• Comply with all internal and external regulations
• Other duties may be assigned

Summary:  Assist Branch Manager in the provision of proper customer service and in the supervision of the staff.

Essential Duties and Responsibilities:

• Assigns duties and work schedules to ensure efficient functioning of branch
• Trains employees in customer service and banking procedures
• Interviews customers to obtain information and explain available financial services such as savings and checking accounts, Individual Retirement Account, Certificates of Deposit, savings bonds, and securities.
• Answers customer questions and investigates and corrects errors
• Ensures supply of money will meet business demand
• Maintains harmony among workers and resolves grievances
• Ensures security procedures are being followed
• Maintains harmony among workers and resolves grievances
• Oversees more than 6 team members
• Comply with all internal and external regulations
• Other duties may be assigned

Summary:  Provides a wide range of banking services to customers refers or arranges financial service to meet customers’ financial needs.

Essential Duties and Responsibilities:

• Interviews customers to obtain information and explain available financial services such as savings and checking accounts, Individual Retirement Account, Certificates of Deposit, savings bonds, and securities
• Rents safe deposit boxes and allows customers access to safe deposit boxes
• Types account information obtained from customer into computer system
• Open new accounts
• Presents funds received from customer to Teller for deposit, and obtains receipt for customer
• Process changes to existing accounts
• Types, transmits, and receive funds transfer messages on computer to or from other banks and Federal Reserve Bank
• Traces unpaid items to determine reasons for nonpayment and notifies customer of disposition
• Sends letter to new account holders as a follow up and offering other bank services
• Comply with all internal and external regulations
• Other duties may be assigned

Summary:  Receives and pays out money, and keeps records of money and negotiable instruments involved in financial transactions.

Essential Duties and Responsibilities:

• Receives checks and cash for deposit, verifies amount, and examines checks for endorsements
• Cashes checks and pays out money after verification of signatures and customer balances
• Enters customers’ transactions into teller machine to validate transaction and generates receipt for customer
• Balances currency, coin, and checks in cash drawer at end of shift and compares totaled amounts with amount in teller machine
• Explains, promotes, or sells products or services such as travelers checks, saving bonds, money orders, and cashier’s checks
• Removes deposits from, and counts and balances cash in, automated teller machines and night depository
• Be familiar with CTR’s and SAR’s
• Accepts loan payments
• Has less than 1 year of experience
• Comply with all internal and external regulations
• Other duties may be assigned

Summary:  Entry level commercial loan position in which officer interviews commercial loan applicants and obtains, prepares, and examines proper loan documentation. Manage basic commercial loan.

Essential Duties and Responsibilities:

• Interviews applicant and requests specified information for loan application
• Requests applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant’s evaluation
• Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan
• Resolves uncertainties relating to customer application through inquiries with applicant or creditors
• Approves loan within specified limits or refers loan to loan committee or another officer with appropriate approval authority
• Comply loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms
• Ensures loan agreements are complete and accurate according to policy
• Assures timely loan closing and funding activities
• Promotes and cross-sells other establishment products and services
• Confers with customers having delinquent accounts
• Maintain customer relationships
• Maintain portfolios of commercial loans
• Comply with all internal and external regulations
• Other duties may be assigned

Summary:  Examines, evaluates, and authorized or recommends approval of customer applications for consumer loans.

Essential Duties and Responsibilities:

• Interviews applicant to determine consumer loan requirement and gather pertinent information for loan application
• Requests applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant’s evaluation
• Analyzes applicant financial status, credit, and asset evaluation to determine feasibility of granting loan
• Resolves uncertainties relating to customer application through inquiries with applicant or creditors
• Approves loan within specified limits or refers loan to loan committee or another officer with appropriate approval authority
• Comply loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms
• Ensures loan agreements are complete and accurate according to policy
• Assures timely loan closing and funding activities
• Promotes and cross-sells other establishment products and services
• Confers with customers having delinquent accounts
• Comply with all internal and external regulations
• Other duties may be assigned

Summary:  Analyze credit data to estimate degree of risk involved in extending credit or lending money to firms or individuals.

Essential Duties and Responsibilities:

• Contacts banks, trade and credit associations, salespeople, and others to obtain credit information
• Studies economic trends in firm’s industry or branch of industry to predict probable success of new customers and existing customers
• Visits establishments to determine condition of plant and equipment and compare methods of operation with accepted practices in industry
• Evaluates results of investigations, prepares reports of findings, and suggests credit limitations to management
• Maintains database of customer credit and financial histories including spread sheets and corresponding narratives detailing the company’s financial performance
• Comply with all internal and external regulations
• Other duties may be assigned

Summary:  Notifies or locates customers with delinquent accounts and attempts to secure payment.
Essential Duties and Responsibilities:

• Directs and coordinates collection activities and supervises collection staff
• Responsible for obtaining updates and remaining current on legal issues
• Responsible for proper documentation involved with collection of delinquent accounts
• Provides regular reporting internally regarding collections, charge off and recovery activities
• Mails form letters to customers to encourage payment of delinquent accounts
• Confers with customer by telephone in attempt to determine reason for overdue payment
• Contacts delinquent account customers in person
• Records information about customer and status of collection efforts
• Orders repossession, or turns over account to attorney
• Receives payment and posts amount paid to customer account
• Traces customer to new address by inquiring at post office or by questioning neighbors
• Attempts to repossess merchandise, when customer fails to make payment
• Comply with all internal and external regulations
• Other duties may be assigned

Summary:  Notifies or locates customers with delinquent accounts and attempts to secure payment.

Essential Duties and Responsibilities:

• Directs and coordinates collection activities and supervises collection staff
• Responsible for obtaining updates and remaining current on legal issues
• Responsible for proper documentation involved with collection of delinquent accounts
• Provides regular reporting internally regarding collections, charge off and recovery activities
• Mails form letters to customers to encourage payment of delinquent accounts
• Confers with customer by telephone in attempt to determine reason for overdue payment
• Contacts delinquent account customers in person
• Records information about customer and status of collection efforts
• Orders repossession, or turns over account to attorney
• Receives payment and posts amount paid to customer account
• Traces customer to new address by inquiring at post office or by questioning neighbors
• Attempts to repossess merchandise, when customer fails to make payment
• Comply with all internal and external regulations
• Other duties may be assigned

Summary:  Responsible for processing, administration and closing of loans.

Essential Duties and Responsibilities:

• Assist Loan Officers with extension of new loans
• Answers routine customer questions
• Records new applications and loans
• Obtains credit information and ensures sufficient loan collateral
• Established files and processes loan payments
• Prepares periodic loan and/or credit reports
• Comply with all internal and external regulations
• Other duties may be assigned