Privacy Statement

Nonpublic Personal Information We Collect

The Clayton Bank and Trust, Knoxville, Tennessee collects nonpublic personal information about

you from the following purposes:

• Information we receive from you on application and other forms;
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from a consumer reporting agency

Nonpublic Personal Information We Disclose

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

Confidentiality and Security of Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Notify us of Inaccurate Information We Report to Consumer Reporting Agencies

Please notify us if we report inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy should be sent at the following address:

Clayton Bank and Trust

Market St.

Knoxville, TN 37922

If you would like a written copy of our Privacy Statement please contact us or send us a feedback e-mail requesting the copy.